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10 Years 10 Business Tips – Tip #6 – Save for tax

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Sounds a simple doesn’t let you? But so many people just don’t do it.

From the word go, and yes I mean my very first month in business I began saving for tax, even though I knew I had 18 months in order to pay after my year-end because I was a new business.

Being incorporated meant I could easily work out the business tax of 21%. I simply took my profits each month and put 21% of it into a savings account.

I do exactly the same today but include an additional 20% for VAT [thanks Mr Taxman, I really enjoy being a revenue collector for you… NOT].

In all of my 10 years in business I’ve never once worried about tax due dates as I’ve always had the money in advance.

It’s a very stressfree way to manage your finances.

I earn money out of HMRC

Yes, you read that right. I pay my corporation tax early and earn 0.5% interest! The earliest HMRC will usually pay interest is from 6 months and 13 days after the start of your accounting period.

So there’s even a financial benefit from being organised!

Find out more about HMRC interest rates for late and early payments


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